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HATC SAMPLE EDITION:
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12th June, 2026
Gov’t to end five-year mortgage interest freeze
The government has published for public consultation a draft regulation ending the mortgage interest rate freeze on September 30, bringing a measure in place for nearly five years to a close.
The policy, introduced in 2022, has shielded interest payments from market rate increases for both residential and non-residential mortgage borrowers.
Its expiry will affect around 216,000 loans – about one in four mortgage contracts – where instalments have remained insulated from rate changes.
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Sources regularly consulted, with abbreviations used in text: Népszabadság (N); Magyar Hírlap (MH); Világgazdaság (VG); Napi Gazdaság (NG); Magyar Nemzet (MN); Népszava (Nsz); Kossuth Rádió news (KR); nightly TV news (TV).
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