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16th April, 2025

Only half of scooters are insured


More than half of the 650,000-700,000 scooters on Hungarian roads lack mandatory third-party insurance, according to the independent insurance brokers association Fbamsz.
Despite legal requirements, data from the MNB show fewer than 296,000 policies in place.
A similar gap exists among e-scooters: of 50,000 now subject to insurance rules, only 10,000-15,000 are properly covered.
Under current regulations, any electric scooter weighing more than 25kg or capable of speeds above 25km/h must have insurance. The association attributed the low compliance to poor awareness.
The average annual premium for scooters costs Ft 8,000-10,000, but uninsured riders risk heavy fines and large personal liabilities in accidents.
The Fbamsz urged owners to get insured, noting that there is no retroactive penalty for late compliance.
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Sources regularly consulted, with abbreviations used in text: Népszabadság (N); Magyar Hírlap (MH); Világgazdaság (VG); Napi Gazdaság (NG); Magyar Nemzet (MN); Népszava (Nsz); Kossuth Rádió news (KR); nightly TV news (TV).
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